Our investment philosophy is rooted in the following principles:
1. Diversification We diversify within and across asset classes to manage risk.
2. Disciplined asset allocation We construct your portfolio’s asset allocation model according to your goals, values, time horizon, risk tolerance, and special concerns. We rebalance on a monthly basis to keep your asset allocation on target.
3. Low expense ratios/fees When analyzing asset options, we evaluate the role that expense ratios and fees play on your potential return. As a general rule of thumb, we prefer high value investment options offered at lower costs.
Note that all investments include risk, including the potential risk of loss. There is no guarantee that any investments will achieve their investment objective. See our disclaimer to learn more.
“3rd Creek Investments, Inc. is a registered investment advisor in the State of Nevada and State of Washington. The advisor may not transact business in states where it is not appropriately registered, excluded or exempted from registration. Individualized responses to persons that involve either the effecting of transaction in securities, or the rendering of personalized investment advice for compensation, will not be made without registration or exemption.”